Division 296 Is Now Law. Here’s What It Actually Means.
Division 296 is now law. If your superannuation balance exceeds $3 million, the window to act is open but it won’t be for long. This guide walks through exactly how the tax is calculated, what it means for your SMSF, and a clear framework for thinking through your options before 30 June 2027.
Private Credit Strategies for 2026: How Investors Are Generating Income With Lower Volatility
As financial markets continue to evolve, wholesale investors are increasingly looking beyond traditional equities and bonds to generate reliable income while effectively managing risk. One asset class that has moved firmly into focus is private credit.
Previously the domain of institutional investors and ultra-high-net-worth families, private credit now plays a meaningful role within diversified portfolios across Australia. In 2026, it is no longer a niche alternative, but a strategic allocation designed to deliver predictable income, capital preservation and enhanced portfolio stability.
Private Credit Strategies for 2026: How Investors Are Generating Income With Lower Volatility
Private credit focuses on delivering consistent income by lending against real assets, offering an alternative to the volatility of traditional equity markets. By sitting higher in the capital structure, private credit can provide strong downside protection while helping investors preserve capital and generate predictable returns, particularly during periods of market uncertainty.
Investment Update – July 2025
Discover how markets are shifting in 2025 as equities peak and income assets rise. Read Barker Wealth’s latest Investment Update for key insights.